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Startup Credits

Startup Credits & Programs

Free and heavily discounted credits for early-stage startups — distinct from coupon deals. Cloud computing, AI APIs, and SaaS tools across AWS, GCP, Azure, IBM, Anthropic, OpenAI, HubSpot, Mixpanel, GitHub, and more.

269+ programs across cloud, AI, and SaaS. Credit amounts, eligibility requirements, application links, and honest verdicts on which programs are worth your time — including 29+ accessible without a VC. Updated May 2026.

269+
Total programs
Cloud, AI, and SaaS
$1M+
Max combined value
For qualifying startups
29+
No-VC programs
Direct apply available
3
Instant approvals
AWS, NVIDIA, Twilio
No VC? No problem.

The bootstrapped startup credits stack

Over $230K in cloud credits and $125K+ in AI credits accessible without any investor or accelerator affiliation. IBM Cloud ($120K), Cloudflare (BOOTSTRAPPED code), Oracle, Vultr, Anthropic, PostHog, GitHub for Startups, and more.

See the full stack →

All startup credit programs (269)

Mintlify for Startups logo

Mintlify for Startups

SaaS Startup Programs

Polish your docs and slash your dev-tool bill with Mintlify's startup credit program for early-stage teams.

Up to $5,000 in Mintlify credits for qualifying startups View program →
Highlight.io Startup Program logo

Highlight.io Startup Program

SaaS Startup Programs

Open-source full-stack monitoring and session replay with startup credits for early-stage teams shipping faster on a budget.

Up to $5,000 in Highlight.io platform credits View program →
Shortcut Startup Program logo

Shortcut Startup Program

SaaS Startup Programs

Shortcut's startup program gives early-stage software teams free or discounted access to a purpose-built PM platform for epics, sprints, and

Free or discounted access to Shortcut for qualifying startups View program →
Tally for Startups logo

Tally for Startups

SaaS Startup Programs

Tally for Startups gives early-stage teams discounted Pro plans for unlimited forms, submissions, and branded workflows.

Up to 50% off Tally Pro for early-stage startups View program →
Replit for Startups logo

Replit for Startups

SaaS Startup Programs

Replit for Startups hands early-stage teams platform credits to build, ship, and scale apps straight from the browser.

Platform credits for qualifying early-stage startups (allocation varies by application) View program →
ConvertKit for Creators logo

ConvertKit for Creators

SaaS Startup Programs

Kit (formerly ConvertKit) gives startups a free email tier for up to 10,000 subscribers — rare scale for zero dollars.

Free for up to 10,000 subscribers View program →
MailerSend for Startups logo

MailerSend for Startups

SaaS Startup Programs

Free transactional email API with 3,000 sends/month plus startup perks for early-stage companies

Free 3,000 emails/month tier plus eligible startup credits View program →
AngelList for Startups logo

AngelList for Startups

SaaS Startup Programs

AngelList for Startups pairs best-in-class cap-table, SPV, and fund tooling with a perks stack built for early-stage founders.

Bundled partner perks plus deeply discounted AngelList platform pricing View program →
Zoom for Startups logo

Zoom for Startups

SaaS Startup Programs

Discounted Zoom One, AI Companion, and Webinars for accelerator-affiliated early-stage startups

Discounted Zoom One + AI Companion + Webinars for startups View program →
Brex for Startups logo

Brex for Startups

SaaS Startup Programs

Brex gives funded startups a no-fee corporate card, real-time expense tools, and a partner perks bundle worth tens of thousands in cloud and

Up to $250K+ in partner perks (AWS, Google Cloud, Notion, Slack, and more) View program →
Vast.ai Startup Program logo

Vast.ai Startup Program

Cloud Provider Credits

GPU compute credits on Vast.ai's marketplace for early-stage AI startups building training and inference workloads.

GPU compute credits + reduced marketplace rental rates View program →
Cleura Startup Program logo

Cleura Startup Program

Cloud Provider Credits

European open-source cloud credits for early-stage startups that need GDPR-native OpenStack infrastructure

Up to €25,000+ in Cleura cloud credits View program →
ClickHouse Cloud Startup Program logo

ClickHouse Cloud Startup Program

Cloud Provider Credits

Real-time analytics database credits for early-stage startups building data-heavy products

Cloud credits for qualifying early-stage startups (value varies by tier) View program →
Pareto Security for Startups logo

Pareto Security for Startups

SaaS Startup Programs

Get lightweight device-security compliance for your early-stage startup — free or discounted through Pareto's startup program.

Free or discounted access for early-stage startups View program →
DeepSource Startup Program logo

DeepSource Startup Program

SaaS Startup Programs

Free and discounted automated code review for early-stage engineering teams that can't afford to ship bugs.

Free or discounted DeepSource access for qualifying startups View program →
Ramp for Startups logo

Ramp for Startups

SaaS Startup Programs

Ramp pairs a fee-free corporate card with a perks bundle that can offset real AI and SaaS spend for early-stage teams.

Partner perks bundle including OpenAI credits View program →
LangChain for Startups logo

LangChain for Startups

AI Platform Credits

LangChain's startup program gives early-stage AI teams discounted access to LangSmith observability and LangGraph orchestration.

Credits and discounted access to LangSmith + LangGraph View program →
Cartesia for Startups logo

Cartesia for Startups

AI Platform Credits

API credits for early-stage startups building low-latency voice AI on Cartesia's speech models

API credits for qualifying voice AI startups View program →
Runpod Startup Program logo

Runpod Startup Program

Cloud Provider Credits

GPU cloud credits and discounted on-demand pricing for early-stage AI startups training and serving models.

GPU compute credits plus discounted on-demand and serverless pricing View program →
Oyster HR for Startups logo

Oyster HR for Startups

SaaS Startup Programs

Hire globally without setting up entities — Oyster's startup program cuts the cost of building your first distributed team.

Discounted EOR & global hiring services for qualifying early-stage startups View program →
Buying guide

How to stack startup credits in 2026

Most founders leave 80% of available credits on the table. These six rules fix that.
  1. 01

    Apply to cloud credits first — highest dollar value

    Cloud credits have the highest dollar value ($100K–$350K) and compound longest. Apply to AWS Activate Founders ($1K, instant, no VC) and GCP startup credits on day one. Then add Microsoft Founders Hub, IBM Cloud, Oracle, and Cloudflare (BOOTSTRAPPED code) for bootstrapped teams.
  2. 02

    Unlock AI credits through your accelerator for maximum amounts

    Anthropic ($25K–$100K) and OpenAI ($2.5K–$100K) credits scale with your accelerator or VC affiliation. Apply through your program benefits dashboard for the top tier. Without a partner, apply directly for the base tier — both accept direct applications.
  3. 03

    GitHub for Startups — most founders never apply

    GitHub for Startups offers $10K in platform credits plus up to $40K in non-dilutive cash. Direct application — under 5 years old and under $1M raised. Apply immediately at github.com/solutions/startups. Most qualifying founders have never heard of this program.
  4. 04

    Check the bootstrapped track before assuming you need a VC

    Over $230K in cloud credits is accessible without any investor affiliation: IBM Cloud ($120K), Vultr ($100K), Cloudflare (code BOOTSTRAPPED, up to $250K), Oracle ($10K), and AWS Activate Founders ($1K instant). Plus $125K+ in AI credits with direct apply.
  5. 05

    Model credit expiry before activating

    Credits with 12-month validity (Oracle, GCP, IBM) should not be activated until you have real infrastructure usage. AWS Activate credits are valid 24 months — the safest to activate early. Activate close to your launch date to maximise value.
  6. 06

    Stack programs — they are not exclusive

    There is no rule against holding credits from multiple providers simultaneously. Most funded startups run AWS + GCP + Azure + Anthropic + OpenAI + Datadog credits at the same time. Apply to all programs you qualify for — the applications are independent.

Startup credits — frequently asked questions

What are startup credits? +

Startup credits are free cloud, AI, and SaaS access programs offered by software companies to early-stage startups. They typically provide $1K–$350K in credits toward cloud infrastructure (AWS, GCP, Azure), AI APIs (Anthropic, OpenAI), and SaaS tools (HubSpot, Intercom, Mixpanel). The goal is to lower your infrastructure costs during development and early revenue stages.

How much can a startup get in total credits in 2026? +

A startup that qualifies for all major programs can access over $1M in total credits across cloud, AI, and SaaS. Realistically, most funded startups access $200K–$500K. Bootstrapped startups without VC affiliation can access $230K+ in cloud credits and $125K+ in AI credits through direct-apply programs.

Do I need to be VC-backed to get startup credits? +

No. Many high-value programs accept direct applications with no investor or accelerator affiliation: IBM Cloud for Startups ($120K), Cloudflare for Startups (BOOTSTRAPPED code, up to $250K), Oracle for Startups ($10K), Vultr ($100K), AWS Activate Founders ($1K instant), Anthropic for Startups ($25K), Together AI ($50K), PostHog ($50K), and GitHub for Startups ($50K + $40K cash).

Which startup credit programs are easiest to get? +

AWS Activate Founders approves automatically the same day with no partner required. NVIDIA Inception is free with instant access. Twilio for Startups ($5K) approves same-day with direct application. IBM Cloud, Oracle, and Anthropic direct-apply tiers typically approve in 3–10 business days.

Can I stack startup credits from multiple providers? +

Yes — startup credit programs are independent and non-exclusive. There is no rule preventing you from holding credits from AWS, GCP, Azure, IBM, Anthropic, OpenAI, and Mixpanel simultaneously. Most funded startups do exactly this. Apply to every program you qualify for.

How do I apply for startup credits? +

Each program has its own application. For instant programs: apply directly at the provider website (AWS, Twilio, NVIDIA). For partner-gated programs: log into your accelerator or VC benefits portal (Y Combinator Bookface, a16z portfolio hub, etc.) and access the credit links there. For direct-apply programs: apply at the provider website with your company details.